How To Get Help With Medicare Coverage For Diabetic Shoes
If you have diabetes and need therapeutic shoes, your doctor can help get you started. When you add Medigap coverage, you can be doubly assured your shoes wont break the bank.
Your Medigap plan can help with coinsurance, copays, and your Part B deductible. Our agents can help find the best options for you. Call us today for a quote in minutes! Or, if you prefer, you can complete an online rate form, and a member of our team will reach out to you.
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Tell The Data And Marketing Association To Bug Off
Much of the junk mail we get is from members of the DMA, the largest U.S. data and marketing association. The DMA includes nonprofits and others who market goods and services directly to consumers. In 1971, the group launched DMAchoice as a way for recipients to screen what they want to get. The DMA will allow you to opt out of entire categories of mail, such as catalogs.
The program costs $2, but will block unwanted DMA mail for 10 years. It also offers registration for DMAs eMail Preference Service, which reduces unsolicited commercial email.
Just keep in mind that not all unsolicited mail is evil or even unwanted. For example, if you just bought a home, you likely will start receiving a torrent of discount offers from home improvement, furniture or appliance stores. A 20 percent off coupon at Home Depot or Lowes or Target can come in handy, and the odds that you will be shopping in those stores are high. A new baby will likely lead to offers for discounts at baby and toy stores a retirement will flood your mailbox with offers from cruise lines, financial planners, timeshare presentations and mortuaries. Yes, mortuaries.
How Do I Stop Receiving Mail For Someone I Don’t Know So I’m Not Sure If They’re Deceased
You can simply write, “Return to sender” without the “deceased” notation and drop it in the mailbox, or take it to your post office and explain the situation to personnel there. Resist the temptation to rip it up and throw it out, because it’s illegal under federal law to open or to destroy U.S. mail intended for another person.
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How Can I Reduce The Amount Of Mail I Receive
Who is this for?
If you want to get Medicare Advantage or Medigap information electronically, this page explains some of our paperless options.
You can save time by getting some information online. We’ll inform you as we develop paperless options for some documents. If you’re already a member, you can log in to your online account to get started. Don’t have an account? .
Sign Up With Catalogchoice
CatalogChoice is a nonprofit organization dedicated to reducing paper junk mail. Its not affiliated with the mail marketing industry, according to its website.
To take advantage of CatalogChoices services, you have to register with its website, but the nonprofit aims to make the rest of the process easy. As its website explains:
Gather the unwanted catalogs and other junk mail that clutter your home or office. Search for the sender, and submit the optout request. Well take it from there, acting on your behalf to complete your opt-outs while protecting your consumer rights.
You can even go through CatalogChoice to cancel junk mail thats being sent to previous occupants of your home.
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Hiya Caller Id & Block
The Hiya Caller ID & Block app is perfect for identifying calls that you want to accept and blocking calls and texts you want to avoid. The Hiya app is available for free on both Apple and Android gadgets with no ads, and it is simple to use. If you had to choose one, this is the best choice, in my opinion.
It allows you to block calls, blacklist unwanted phone numbers and text messages, reverse phone search incoming call information and receive spam alerts. The app is powered by a database of hundreds of millions of phone numbers confirmed to be spam by other users.
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Advertising And Marketing Preferences
Turn OFF & Opt-OUT. Log into your Utility Company, Bank, Health Care Provider, Wireless Service, Cable/Satellite Provider, Streaming Service, Insurance Carrier even your Social Media AccountsLocate> Advertising and Marketing Preferences then simply select Offers, Promotional Material, Communications or Mail notifications you wish to Opt-OUT of.
Dont forget to Check the box for Paperless Billing!
Most people notice a difference in about three months. Be patient, removal of your name can sometimes take 4-6 months.
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How To Sign Up For Medicare Supplement Plans
If you are looking to supplement your Original Medicare to get full health insurance benefits, work with a trusted company like us. We only partner with the safest and most secure companies in the industry and can pair you with a Medicare Advantage plan, Medicare Part D, or Medicare supplement coverage that works best for you during your enrollment period.
Our licensed insurance agents have the time and knowledge to ensure you make a great decision for both your benefits and finances. So give us a call today. Or simply fill out our online rate form to receive the best rates in your area.
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Is Footwear For Diabetics Covered By Health Insu
Hey there is a great shoe company just for diabetics it`s called DR. Comfort Oh my god they have the best shoes and socks You can also get your ped dr to get them for you.. the shoes are kind of expesive and coverd but well worth it.. My hubby has heel spurs,arthris, and plater flantis and swears by them.. I love the socks!! they both mens and womens shoes. they have a great look too and comfy too thye also have ever size you will ever need.. I do not have and have never had foot problems. For a while the neuropathy did prevent me from knowing if my feet were cold or not. Between getting my BG under control and taking lyrica I know when I have cold feet. The C,PED that I saw trimmed my toenails and said my feet looked to be in good condition. My dr sent me to him hoping he would prescribe diabetic shoes for me. No the C-PED did not think they were necessary thank God as my medicare hmo would have paid all but $300. In my house I wear my flip flops, these help to cushion the heel spurs that I have had for around 30 years. When going anywhere I either wear my well cushioned sandles or my Nikes. Both fit well and do not rub or irritate my feet. I buy mens shoes they are wider then womens, are much more comfortable and last 3 times as long. We should be checking our own feet as well, and not go barefoot .I wear shoes outside, and slippers if cold in side. I have gone barefoot in my house as shoes make my back problems worse, but I try not to do that to often.Continue reading > >
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Does Medicaid Cover Orthotics Without A Copay
State Medicaid programs are allowed to charge nominal copays for some services, including orthotics. In most states, the copay is a flat fee, but some states require enrollees to pay for a certain percentage of the cost. For example, South Dakota requires enrollees to pay 5% of the Medicaid-approved amount. Some states set their copays based on each enrolleeÃ¢s financial situation. In Montana, enrollees who are at or below 100% of the Federal Poverty Level pay a $4 copay, while enrollees above the Federal Poverty Level pay 10% of the cost. Many states require no copays for orthotics, including Arizona, California, Connecticut, Hawaii, Louisiana, Massachusetts and Vermont.
Stop Junk Mail For Good With These 4 Steps
Do you ever wish your snail mail came with a spam filter?
Your mailbox, once the place of joyous discoveries like a handwritten letter or an unexpected paper check from a distant relative, is now the site of unwanted clutter. What can you do to basically stop from annoying the living daylights out of you?
Here are four ways to reduce the volume of unwanted mail delivered by USPS:
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Why Have They Gotten Worse
If Im getting overwhelmed by spam calls that are violations of the Telephone Consumer Protection Act , why cant I just sue them into oblivion?
Federal courts have used a decision called Spokeo to curtail TCPA lawsuits, said attorney Scott Owens, a litigator who specializes in these kinds of cases. Spokeo held you cant go into federal court for just a violation of federal law.
The 2016 6-2 Supreme Court decision in Spokeo Inc. v. Robins has had broad implications in the rise of spam robocalling. Spokeo came to mean that being annoyed isnt enough to sue an illegal telemarketer in federal court. A plaintiff needs to be injured, which makes it much harder to build a case against telemarketing operations doing flagrantly illegal things that rarely injure people.
If the federal courts are out of the picture, why not state courts? Thats also a no go, Owens said, as many states follow the same Article III injury standard as the federal courts, and plenty of other states, including New York, have a bar on bringing purely statutory violations to class actions. As a result, even if a dogged, furious person trying to sue a telemarketer took the full measure of legal remedies available to them, best they could probably win is $1,500.
With judgments that low, the risk has become negligible. And even if caught, theres nothing stopping spam callers from closing down one operation and winding up another.
What Is The Therapeutic Shoe Bill
Congress passed the TSB or diabetic shoe benefit a while back. Ever since the bill was passed, Part B provides reimbursement for therapeutic shoes, inserts, and modifications for beneficiaries with diabetes who meet specific eligibility requirements.
You may be eligible if you have diabetes, documentation from a qualified physician, and at least one of the following:
- Amputation of all or part of either foot
- Foot deformity
- Diabetic neuropathy with evidence of callus formation
If youre unsure about your eligibility, you can contact a Medicare representative.
Get A Free Quote
Coverage of therapeutic shoes along with inserts for individuals with diabetes is available as of May 1, 1993. These diabetic shoes are covered if the requirements as specified in this section concerning certification and prescription are fulfilled. In addition, this benefit provides for a pair of diabetic shoes even if only one foot suffers from diabetic foot disease. Each shoe is equally equipped so that the affected limb, as well as the remaining limb, is protected. Claims for therapeutic shoes for diabetics are processed by the Durable Medical Equipment Regional Carriers .
DefinitionsThe following items may be covered under the diabetic shoe benefit:
3. InsertsInserts are total contact, multiple density, removable inlays that are directly molded to the patients foot or a model of the patients foot and that are made of a suitable material with regard to the patients condition.
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Tackling Unwanted Text Messages
If you receive spam-type text messages on your cell phone, you can typically report it to your carrier by forwarding the text message to 7726. This works for AT& T, T-Mobile, Verizon, Sprint and Bell customers. They will then add this to their identified spam messages list and attempt to block the sending number. This process is similar to identifying an unsolicited email as spam or junk mail. Once you have labeled it as such, your email provider will block future emails from that sender from getting into your inbox.
The same handling rules for spam emails apply for text messages as well. Dont reply to the sender, click on any links in the messages or provide any personal information. Legitimate businesses will not ask for your account or login information via text. The next safest thing after reporting the message to your carrier is to delete it immediately.
While you may not be able to block all potential frauds and scams, these tools will help you to eliminate most legitimate solicitors, making it easier for you to identify the remnants as fraudsters and scammers. At that point, you can simply toss the mail, hang up the telephone or delete the text.
To Stop Junk Mail Understand Why You Get It In The First Place
USJunkMail.com, a service that can help reduce the volume of junk mail in your mailbox, defines junk mail as the product of large direct mail companies who enter into reduced postage rate arrangements with the USPS in order to send massive amounts of paper catalogs, solicitations, coupons, postcards and flyers to mailing addresses across the nation. These companies get your address from public records, phone directories, club memberships, credit applications, and even the USPS itself. Direct Mail and the Data & Marketing Association are two of the largest providers of consumer information to direct marketers. If the proper postage is affixed, the USPS is legally required to deliver that junk. However, you also have some legal rights to turn off the junk-mail hose. Check out more surprising facts about USPS.
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The Decedent’s Financial Obligations
You shouldn’t have to worry about receiving ongoing bills for credit cards or other statements regarding the deceased’s financial obligations. Their debts should all be settled through the probate process. The executor of the estate should have contacted the decedent’s creditors to alert them to submit final bills for payment.
Surviving relatives and beneficiaries are not personally responsible for satisfying these debts themselves…with one exception. You’re just as liable for payment as you would have been if the decedent hadn’t died if you cosigned with them on a particular debt or account. That balance is now yours to deal with, just as it would have been if they had defaulted on the loan while they were alive.
Otherwise, just say that you’ll consult with your lawyer about the situation if anyone insists that you’re responsible for the deceased’s debts. This should stop all contact because what they’re implying is illegal.
You certainly have no liability if you’re involved in the estate for some other reason, such as because you purchased the decedent’s real estate.
You can rest assured that in either case, you can simply send the unwanted mail on its way, back to the sender. But if the estate is still in probate, you might want to hand the mail over to the executor, or at least supply the sender with the executor’s contact information.
Is There Medicare Coverage For Insulin Pumps And Insulin
If you meet certain medical conditions and your doctor believes an external insulin pump is medically necessary to treat your diabetes, Medicare may cover 80% of the allowable charges for the pump. You generally pay 20% plus any applicable deductible.
If you are approved for an insulin pump, Part B also may cover the insulin used in the pump. Insulin pumps and related diabetic supplies are considered DME both your doctor and your diabetic supplies provider must participate in the Medicare program in order for them to be covered.
I am very lucky in that neither my mom, nor I, suffer from diabetes, although that is not to say that my mom doesnt have the necessary health checks for it. That doesnt mean though, that you dont need to know for your loved ones, the Medicare coverage, and guidelines, for diabetes, and so I am writing a series of at least three posts to help with that.
Medicare Part B covers diabetic shoes, inserts and in some cases molded shoes, if you qualify under the Medicare guidelines.
Firstly, to qualify for shoes and inserts with Medicare Part B
Note, that your physician who is treating you for diabetes, and giving all the certifications, must be a Medicare-enrolled physician, or you will not qualify for Medicare coverage.
The document the physician is providing is called a Statement of Certifying Physician, and only the treating physician can complete and then sign this document.
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Make Sure The Junk Mail Stays Away
Contact your banks, credit card companies, and utilities and tell them not to release your name, address, Social Security number, email address, or phone number to anyone for any type of marketing or promotional reasons. If you decide to do this in writing, do so without giving out any information other than the name on your account, and keep a record. Next, dont miss these tips for opting out of basically anything.
Medicare Covers Foot Care For Diabetes
If you have diabetes-related lower leg nerve damage that may increase the risk of limb loss, Medicare will cover an annual foot exam as well as treatment for foot ulcers, and toenail management, based on your foot exam results.
Medicare also covers the fitting and furnishing of a pair of custom-molded shoes or a pair of extra-depth shoes once per calendar year.
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No More Credit Card Solicitations
If you’ve ever filled out a product warranty card, purchased a new home or vehicle, supplied your credit information to a lending institution, or simply carried a credit card, you can be sure your name and address are being circulated among an array of credit card companies hungry for your business. Don’t despair — there is help. To eliminate credit card promotional mailings, or visit . You will have the opportunity to choose either a five-year removal or a permanent removal. For your personal credit cards, ask the company to place you on their “in house” list that is not sold or traded to other companies.