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What Does Ship Stand For In Medicare

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What Does Ship Stand For

SHIP Counseling (State Health Insurance Program) & MIPPA

What does SHIP mean? This page is about the various possible meanings of the acronym, abbreviation, shorthand or slang term: SHIP.

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We Help You Improve Your Quality And Staff Performance

SHP for Agencies is a performance improvement program that has been used by nearly 5,000 agencies nationwidefrom single site organizations with a few patients to top national chains serving millions of patients every year.

SHP for Agencies fuels your performance with:

  • Real-time, customizable dashboard for a complete picture of your organization’s health.
  • Immediate identification of OASIS errors to fix issues that impact reimbursement and hurt public scorecards.
  • Real-time identification of patients at risk for hospital readmissions, falls and other adverse events.
  • The largest real-time Risk Adjusted Home Health Compare benchmark in the industry.
  • Unique drilldowns allow for deeper inspection at the individual patient, clinician, and team level.
  • Fully automated HHCAHPS integration with direct links between surveys and individual clinicians.

Our program is an easy-to-use solution that provides actionable data for every level of the organization – from executive to clinician to quality and coding staff.

Are You Ready To Sign Up For Medicare

If you are a Medicare beneficiary and resident of Union County with questions about Medicare, SAGE can help. Call and speak to one of our State Health Insurance Assistance Program counselors. There is no fee and our counselors offer objective, and confidential assistance.

Medicare open enrollment occurs each year between October 15 and December 7 for the next plan year. During this time, you can make changes to Plan C, the Medicare Advantage Plan, and Plan D, the Medicare Prescription Drug Coverage.

SHIP of Union County is a national statewide program, administered by the New Jersey Department of Health and Senior Services, Division of Senior Affairs, with major funding from the U.S. Department of Health and Human Services Center for Medicare and Medicaid Services. SAGE is the sponsoring organization for the program in Union County.

Presentations can be arranged for counselors to speak over Zoom and with organizations. Additionally, a Spanish-speaking counselor is available upon request.

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How Does It Work

Counselors meet with individuals on the phone or in person. An average counseling session in 2016 lasted 30 minutes, according to ACL.

SHIPs provide counseling that is:

  • free
  • unbiased
  • confidential

In addition to providing one-on-one counseling, SHIPs host community events, such as their âMedicare Boot Campâ for people who will soon become eligible for Medicare.

What Is The Difference Between Parts B And D

Seniors can get help with Medicare Plan D coverage

Medicare Part B covers the care you get outside the hospital. It also covers some drugs and vaccines that Part D doesnt cover, such as:

  • Injectable and infused drugs

  • Pneumococcal vaccine

  • Most drugs for outpatient or at-home dialysis

Medicare Part D covers prescription medications you get at a pharmacy or other outpatient location that isnt a hospital or inpatient treatment center. With Part D, you can buy a stand-alone prescription drug plan from a private company or get coverage through a Medicare Advantage plan if you dont have creditable drug coverage from another source, such as a former employer or union. If you put off getting creditable drug coverage for too long, you could face a late enrollment penalty that lasts for as long as you have Medicare.

If youre Medicare-eligible or take care of someone who is, you can contact the State Health Insurance Assistance Program, or SHIP, with questions on anything Medicare related. Its trained benefits counselors offer unbiased guidance for free.

Medicare Parts and Coverage Basics

Part A
Doctor and healthcare provider visits Injectable and infused drugs Vaccines for flu, pneumonia, and hepatitis BMedical equipment like walkers and wheelchairs
Part C Medicare Advantage Private insurance alternative to traditional Medicare that bundles parts together, often with added benefits such as vision, hearing, and dental care
Part D Outpatient prescription drug coverage

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New York State Partnerships For Long

The New York State Partnership for Long-Term Care combines private long-term care insurance with Medicaid to help people prepare financially for possible nursing home care, home care or other long-term care services as specified under the policy. It allows New Yorkers to protect assets while remaining eligible for Medicaid extended coverage if their long-term care needs exceed the period covered by their private partnership insurance policy. For an application, contact your local office for the aging.

For additional information:

What Is Covered Under Ship

Health plans for students provided by Berkeley Student Health Insurance Plan covers services for University Hospital Services as well as care outside of the hospital or for patients traveling and for those seeking specialty services outside of the acute care unit. A dental and vision insurance package is also available through SHIP.

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How Do I Use Ship

SHIP is available to all Medicare-eligible Americans and their caregivers. Youre eligible for Medicare if:

  • you are 65 or older, and are a U.S. citizen or legal resident who has lived in the United States for at least five years
  • you are younger than 65, but have a disability or end stage renal disease

On each states SHIP website, you can learn about local meetings and workshops, such as Medicare Monday.

Workshops often take place before the open enrollment period for Medicare. Open enrollment takes place annually from Oct. 15 through Dec. 7.

All SHIP services are free.

How to contact ship

  • You can use the Find Local Medicare Help tool on the SHIP website.
  • Search for your SHIPs on social media some have Facebook pages where you can leave a message and ask to be contacted.

Resources And Useful Links

What is the SHIIP Program in the Department of Insurance.wmv

MIPPA funding supports the National Center for Benefits Outreach and Enrollment which provides technical assistance to States, AAAs, and other community service providers to provide outreach and benefits enrollment assistance, particularly to older individuals with greatest economic need, for federal and state programs. The NCBOE:

  • Maintains and updates web-based decision support and enrollment tools and integrated, person-centered systems designed to inform older individuals about the full range of benefits for which the individuals are eligible
  • Utilizes cost-effective strategies to find older individuals with greatest economic need and enroll the individual in the programs for with they are qualified
  • Creates and supports efforts for ADRCs, and other public and private state and community-based organizations, including faith-based organizations and coalitions, to serve as benefit enrollment centers for the programs
  • Develops and maintains an information clearinghouse on best practices and cost-effective methods for finding and enrolling older individuals with greatest economic need and
  • Provides training and technical assistance on effective outreach, screening, enrollment, and follow-up strategies.

The National Council on Aging, Center for Benefits Access currently serves as the NCBOE grantee and provides technical assistance center for MIPPA grantees. The Center supports grantees by providing training, resources, and promotional activities.

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What Is Ahip Certification

AHIP certification is an industry recognized method of proving that you have completed the required Medicare training courses, and you understand how to sell medicare in a way that is compliant with the Centers for Medicare & Medicaid Services .

AHIP certification is accepted by all and required by most carriers if you want to legally sell Medicare Advantage or Prescription Drug Plans for the current certification year.

Be aware that while most carriers will require AHIP certification, it will only serve as a pre-requisite to completing additional carrier specific certifications. Check our carrier specific certification page for more details.

I Want To Switch From Medicare Advantage To Traditional Medicare But I Still Want Drug Coverage What Do I Need To Do

If you switch from a Medicare Advantage plan to traditional Medicare and you want drug coverage, you can sign up during the Medicare Open Enrollment period for a stand-alone prescription drug plan in your area. Your new coverage will take effect on January 1. You can also switch from Medicare Advantage to traditional Medicare during the Medicare Advantage Open Enrollment period between January 1 and March 31, when you can sign up for a stand-alone drug plan to add drug coverage. In this case, coverage begins the first day of the month after the plan gets your enrollment form. You can compare your plan options and enroll in a drug plan by going to the Medicare Plan Finder, a searchable tool on the Medicare.gov website, or by calling 1-800-MEDICARE . You can also contact the State Health Insurance Assistance Program in your state. SHIPs offer local, personalized counseling and assistance to people with Medicare and their families. You can call 877-839-2675 to get the phone number for the SHIP in your state.

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How Do I Take The Ahip Test

To take the online test you must register through the AHIP website. If you have registered any time after June 2012 then you wont need to register again.

Simply login through the AHIP website using your National Producer Number as your user name and the password you used when you logged in last.

The Ahip test is a 50 question open book test and is administered online with a 2 hour time limit. You must pass both parts of the test to be AHIP certified for the current year.

PSM is proud to offer our agents a discount for AHIP certification at $125. The test normally costs $175 for 3 attempts and you must score a 90% to pass. If you fail all 3 attempts you will need to apply again for 3 more attempts.

Once you have completed the AHIP certification you must then upload it to the website of each carrier you wish to work with.

Upon uploading the certification, the carrier will normally have additional carrier specific training listed in order to satisfy their requirements to sell.

Be aware that many carriers will not accept 3 failures in a given year. If you dont pass on the 3rd attempt, you would not be able to sell their products for that year, even if you did go on to pass the AHIP test.

There are a number of self-study courses available to help prepare you for the test. We strongly recommend you take training courses that cover the same material, to ensure youre prepared to take the test.

You can access the carrier specific certification instructions from the links below:

We Work With Your Ehr Partner To Automatically Bring Real

Hoyer Journey Professional

SHP partners with most electronic health record vendors to automatically transmit data, thus requiring no manual or development work from you or your team. We draw information automatically and securely from your patient electronic health record or OASIS software through state-of-the-art, secure interfaces. Data pulls are typically done daily so real-time information is available to make daily decisions and take immediate corrective actions.

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Ships Have Many Names

People refer to SHIP programs by different names in various states.

While many states â including Arizona, Colorado, Illinois, Maryland, Minnesota, Tennessee, Wisconsin, among others â call the program SHIP, it has other names in some states.

Other names for the programs include:

  • DMAB: Delaware Medicare Assistance Bureau
  • HICAP: Health Information, Counseling, and Advocacy Program in Texas
  • HICAP: Health Insurance Counseling & Advocacy Program in California
  • HIICAP: Health Insurance Information, Counseling, and Assistance Program in New York
  • MMAP: Michigan Medicare Assistance Program
  • OSHIIP: Ohio Senior Health Insurance Information Program
  • SHIBA: Senior Health Insurance Benefits Assistance in Oregon, Idaho, and Washington
  • SHIC: State Health Insurance Counseling in North Dakota
  • SHICK: Senior Health Insurance Counseling for Kansas
  • SHINE: Serving Health Insurance Needs of Elders in Florida
  • SHIIP: Senior Health Insurance Information Program in Arkansas, Iowa, Louisiana, and North Carolina
  • VICAP: Virginia Insurance Counseling and Assistance Program

This online tool can help a person find a SHIP center in their area.

SHIPs help people with the following topics:

  • Original Medicare

A SHIP counselor can explain Medicareâs eligibility and enrollment rules and help a person compare Medicare plans.

According to the SHIP TA Center, SHIPs provide additional services, including:

Some SHIP programs may also offer:

Maine State Health Insurance Assistance Program

If you have Medicare insurance, or expect to have it soon, you may have questions or need help to understand your Medicare benefits. Trained health insurance counselors are available throughout Maine to provide you information about Medicare and other health insurance issues. You can also learn about programs in Maine that help lower the cost of prescription drugs and other out-of-pocket medical expenses.

SHIP services are free, confidential, and available to older people and people who have Medicare because of a disability. SHIP Counselors do not sell insurance or recommend policies.

The Maine SHIP is a health insurance assistance program funded by the Centers for Medicare and Medicaid Services , the federal Medicare agency. SHIP services are sponsored in Maine by the Office of Aging and Disability Services, Maine’s five Area Agencies on Aging, and Legal Services for the Elderly, Inc.

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Serving Health Insurance Needs Of Elders

If youve ever needed to choose a health insurance plan, you understand what a complicated process it can be. SHINE counselors help seniors navigate Medicare and make informed decisions about coverage. SHINE offers free, personalized, unbiased, and confidential Medicare counseling for Floridas Medicare beneficiaries, as well as their families and caregivers.

SHINE counselors are not affiliated with any insurance companies or agencies. They neither sell nor recommend insurance of any type.

The Area Agency on Agings network of trained SHINE volunteers are available year-round. These counselors can:

  • Offer guidance on important Medicare decisions
  • Help evaluate Medicare coverage
  • Problem-solve
  • Assist with claims and appeals

In Southwest Florida, nearly 9,500 seniors took advantage of SHINE assistance last year. SHINE counselors are also available to make educational presentations and participate in community events. SHINE is part of the federal SHIP network .

Moving? When you move, it can affect your Medicare coverage. Learn about various kinds of changes of residence from in-state to abroad and what they mean for your Medicare Coverage . En español haga clic aqui.

Have you ever asked yourself, is this preventive service covered at 100% by Medicare? Learn more.

Ship & Medicare Assistance

What is CLAIM? – Missourians with Medicare – Missouri CLAIM

The Office of Aging and Disability Services and its partners are committed to providing individuals assistance with navigating Medicare. Whether you need assistance finding a Medicare Part D plan, a Medicare Supplement plan, money saving tips, legal assistance, or reporting Medicare fraud and abuse, these programs can help.

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Who Are The Ship Counselors

SHIP counselors are highly trained volunteers who live in your local community.

SHIP counselors are unbiased. They dont work for insurance companies, and they dont profit from your enrollment decision. Their goal is to provide you with personalized advice and up-to-date information about all aspects of Medicare.

Its no secret that Medicare can be confusing. Your healthcare needs can also change over time, and you may wonder if you can or should make changes to your coverage. SHIP counselors can advise you on many topics, including:

  • how and when to enroll in Medicare
  • the different parts of Medicare, and what each covers
  • differences between Part D prescription drug plans and Medicare Advantage plans and how to choose the right one for you
  • deciding if you need a Medigap plan
  • how to join or leave a plan
  • what to do if you choose a plan you dont like
  • what out-of-pocket costs you might have with your current or future plan

Why Are Some Of Medigaps Plan Names Identical To Medicares Parts

The other Medicare program name that aptly describes its function is Medigap, also known as Medicare supplement insurance. It fills in the gaps, taking care of deductibles and copayments for enrollees who have original Medicare .

Medigap plans arent the same as Medicares four major parts . But the 10 federally standardized Medigap plans, first introduced in 1992, make up an alphabet soup of redundancy and potential confusion: A, B, C, D, F, G, K, L, M, and N.

That means, in most states, you can buy Medigap Plan A or B to protect you from out-of-pocket costs from Medicare Parts A and B. Of course, you can also buy a Medigap Plan G in many states to shield you from Medicare Parts A and B costs and so on.

But you can no longer buy Medigap Plans E, H, I, or J. If you already have any of those four plans, you can keep them, but they have been closed to new buyers since 2010. As some Medigap plans are restricted, typically by new laws, insurance agents may encourage existing enrollees to switch to newly created plans. These new plans may be more affordable and often come with letter names from further down the alphabet.

Government programs rarely take their cues from flashy tech or car companies. But imagine if the naming culture of private enterprise had influenced Medicare supplement insurance so youd now have a choice of a Medigap Tiger or Jaguar plan instead.

  • Platinum

  • Bronze

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