How Long Does It Take To Get Medicare Part B After Applying
|Medicare Part B||How Long Does It Take To Get Medicare Part B After Applying|
|Minimum time period|
|Maximum time period||Up to 30 days|
To get Medicare part B would vary for different people. Some people may get it in 21 days while others may have to wait for 30 days. It depends on the application processing. The Medicare part B would take some time to give the benefits to you or the provider. Original Medicare comes up as both Medicare parts A and B.
Many people are getting the original Medicare as it has many benefits. Major medical outpatient services are covered and benefited under Medicare part B. The service would be provided if the situation comes under necessary medical requirements. Part B of mediocre is more vital as it covers some preventative services as well.
There will be some services that mediocre part B will not cover, and you have to spend your own money. There are some criteria for people to be eligible under Medicare part B. The settlement of claims for Medicare takes time as there are many approvals to be processed. The time to get approval is lengthy, just like many other health care insurances.
Medicare gives many medical services along with various other preventative services to the applicants. This makes the process quite long as there are so many things to get approved for. The person is eligible completely for Medicare part B, then the claim may get approved in 30 days.
How To Sign Up For Medicare Part B
Beneficiaries collecting Social Security benefits when they age into Medicare at 65 will automatically be enrolled. Youll receive your Medicare card the month before your birthday. If youre not collecting Social Security benefits, youll need to enroll yourself. You can apply online, over the phone, or in-person.
All beneficiaries will have an Initial Enrollment Period for both Part A & Part B. This period begins three months before the month you turn 65th birthday and ends three months after. If you dont enroll during your Initial Enrollment Period and dont have , you could be subject to a penalty.
You wont pay the penalty if you meet certain conditions that allow you to sign up for Part B during a Special Enrollment Period. An example would be if you continued working past 65 and had creditable coverage through an employer group health insurance.
Exact Answer: Up To 30 Days
The Medicare application can be applied to online websites. The application process is quite easy. The process of application will not ask for many documents in major steps. The applicants may not have to sign in any documents while applying for the Medicare part B. The application doesnt charge any fees from the applicant.
The process of the applicant will not take a lot of time, but you have to fill in the details correctly. After the application is completed, then the applicant would be able to check the application status anytime.
Recommended Reading: When Can I Change Medicare Advantage Plans
What Medicare Part B Covers
First, lets take a look at what Medicare Part B actually covers. Medicare Part B covers medical treatments and services under two classifications: medically necessary services and preventive services. What qualifies something as medically necessary? In general, medically necessary services must be medical treatments that are required to treat a recognized medical condition or illness. Necessary services and items might include the following:
- Diagnostic equipment
- Supplies, such as walkers or wheelchairs
For example, diabetics need regular doctor visits to ensure appropriate blood levels, as well as appropriate diagnostic coverage to ensure accurate readings.
Medicare Part B beneficiaries also gain access to preventive services, like yearly screenings for the flu or certain cancers. In addition, Part B may cover other medical procedures and treatments that fall within the necessary or preventive range. Ambulance services, clinical research, mental health counseling and some prescription drugs for outpatient treatment may all be covered under Medicare Part B.
As of the 2019 plan year, the Centers for Medicare and Medicaid Services has lifted coverage caps on critical services covered under Medicare Part B. These include physical therapy, speech language pathology and occupational therapy.
But original Medicare doesnt cover everything. You may need to obtain supplemental insurance, such as Medigap, if you need coverage for the following:
When To Enroll In Medicare If I Am Receiving Disability Benefits
If you are under 65 and receiving certain disability benefits from Social Security or the Railroad Retirement Board, you will be automatically enrolled in Original Medicare, Part A and Part B, after 24 months of disability benefits. The exception to this is if you have end-stage renal disease . If you have ESRD and had a kidney transplant or need regular kidney dialysis, you can apply for Medicare. If you have amyotrophic lateral sclerosis , you will automatically be enrolled in Original Medicare in the same month that your disability benefits start
You May Like: Do Medicare Advantage Plans Cover Chemotherapy
What Happens After I Register For Medicare Online
Once you have submitted your application, it will be reviewed by Medicare to ensure all the information is accurate and complete. You should double-check your contact information to make sure it is correct. This is important to ensure prompt delivery of your Identification Card, as well as in the event Medicare needs to contact you about your enrollment.
After your application is received and processed, a letter will be mailed to you with the decision. If you encounter any questions or problems during the process, you can always contact Social Security for assistance.
Medicare Advantage Open Enrollment Period
Medicare Advantage Open Enrollment happens every year from Jan. 1 to March 31. If youre enrolled in a Medicare Advantage plan and want to make changes, you can do one of these:
- Switch to a different Medicare Advantage plan with or without drug coverage
- Go back to Original Medicare and, if needed, also join a Medicare prescription drug plan
Your new coverage begins on the first day of the month following the month you make a change and will be in effect for the rest of the year.
Also Check: Is Medical Part Of Medicare
How Do You Apply By Phone
Call 772-1213 or TTY 325-0778 between 7 a.m. and 7 p.m. from Monday through Friday.5 Keep in mind that this process takes longer because forms have to be mailed to you, which you then complete and send back. At peak times, applying for Medicare by phone could take a month or more.
If you worked at a railroad, you can enroll in Medicare by calling the Railroad Retirement Board at 772-5772 or TTY 751-4701, 9AM 3:30PM, Monday Friday.
Applying Through The Social Security Administration
The application process to apply for retirement or Medicare will take about 30 minutes or less of your time. The application does give you the ability to save your application and come back to it at any time if you need.
Once your application is completed, the Social Security Administration will contact you with the status of your application or any questions they may have regarding the information you provided.
After you have completed your application, you can find out the current progress and status of your pending application. Simply click on the Social Security Web link, titled Application Status.
You May Like: What Age Am I Medicare Eligible
Applying For Medicare As Your Primary Coverage
If Medicare will be your primary coverage, you should enroll in Medicare in the 3 months before your birth month. Your Medicare will start on the first of the month in which you turn 65. Enrolling prior to your birthday will ensure your benefits begin on the first of your birthday month.
If you register for Medicare in the 3 months after your 65th birthday, then your start date will be later. People unaware of this could end up with a few months of no health coverage. Its important to realize that your application date affects your start date.
Also, if you are leaving employer coverage in the middle of your Medicare Initial Enrollment Period, then your IEP trumps any other election period. Weve seen this a number of times where people assume their Medicare coverage will start immediately after the group coverage ends.
However, if you are in your IEP and your birth month has already passed, this chart demonstrates that you must wait for your coverage.
Its easy to see why applying for Medicare prior to your 65th birthday month is generally in your best interest. Although, it is ultimately your choice on when to apply.
Applying During the General Enrollment Period
Medicare Enrollment and Small Employer Coverage
When Is My Initial Enrollment Period For Medicare Part D
You can enroll in a stand-alone Medicare prescription drug plan during your Initial Enrollment Period for Part D. You are eligible for prescription drug coverage if:
- You live in a service area covered by the health plan, and
- You have Medicare Part A AND/OR Medicare Part B.
Generally, your Initial Enrollment Period for Part D will occur at the same time as your Initial Enrollment Period for Medicare Part B .
Once you are eligible for Medicare Part D, you must either enroll in a Medicare prescription drug plan, Medicare Advantage Prescription Drug plan, or have creditable prescription drug coverage . Some people may choose to delay Medicare Part D enrollment if they already have creditable prescription drug coverage through an employer group plan.
However, if you do not sign up for prescription drug coverage when you are first eligible for Part D, you may have to pay a late-enrollment penalty for signing up later if you go without creditable prescription drug coverage for 63 or more consecutive days.
Also Check: Does Medicare A Have A Deductible
How To Apply Online For Medicare
Social Security offers you a quick online application for Medicare that can be completed in fewer than ten minutes. You do not have to be receiving income benefits to get Medicare. Just visit the Social Security website, create an account, and follow the links about applying for Medicare.
To apply for both SS retirement benefits and Medicare at the same time, visit this link:
To apply for just Medicare, visit this link:
While you wait for Social Security to process your request, our friendly agents can help you learn your Medicare Supplement insurance options. Well provide you with resources and make sure your coverage is ready to go by the time you get your card in hand!
Enrolling in Medicare online is certainly the easiest, but occasionally people run into problems because some of their data is incorrect in Social Securitys system. If that happens, you can consider signing up by phone. Lets take a look at that next.
How To Apply For Medicare
Medicare enrollment is easier than ever. Once you meet eligibility requirements, you are ready to choose from a variety of plans in which to enroll. As we mentioned earlier, some beneficiaries can receive automatic enrollment, and some have to apply manually.
There are three ways to apply for Medicare Part A and Part B:
If you have previously been a railroad employee, you can enroll in Medicare by contacting the Railroad Retirement Board, Monday Friday, from 9:00 AM 3:30 PM at 1-877-772-5772.
Medicare applications generally take between 30-60 days to obtain approval.
You May Like: Does Medicare Cover Mental Health Visits
Documents Needed If You Sign Up In Person
- An original or certified copy of your birth certificate or other proof of birth
- Proof of United States citizenship or legal residency if not born in the U.S.
- Your Social Security card if you are already receiving benefits
- A copy of your most recent W-2 form and/or self-employment tax return
- U.S. military discharge papers if you served before 1968
- Health insurance information
How To Apply For Medicare Through Social Security
Apply online: The easiest way to complete the Medicare enrollment application is online at ssa.gov. Its convenient to sign up from home. You can start and stop the application and save your information. After you submit your application, youll get a receipt to print and keep. You can also check the status of your application.
Apply in person: Visit your local Social Security office. You can find the nearest office with the Social Security office locator. They recommend that you make an appointment.
Apply by phone: Call Social Security at 800-772-1213 .
Recommended Reading: Is A Walk In Tub Covered By Medicare
Big Penalties And Bills Could Follow If You Make The Wrong Moves
by Kimberly Lankford, AARP, Updated April 22, 2021
En español | You may be tempted to delay signing up for Medicare Part B when you turn 65 because you’re still working and have health insurance through your employer.
That can be a big problem if you lose your job unexpectedly. You’ll need to make some moves quickly after you lose your job if you want to avoid penalties and expensive coverage gaps.
It’s easy to make those mistakes. You have up to eight months after you leave your job and lose your employer’s coverage to sign up for Medicare Part B without a late-enrollment penalty. If you wait more than eight months, you may have to pay a lifetime penalty of 10 percent of the cost of Part B for every 12 months you should have been enrolled in Medicare but were not. You’ll also have to wait until the next general enrollment period to sign up for Medicare, which runs from January through March with coverage starting July 1.
It Pays To Enroll On Time
If you miss your initial enrollment window to sign up for Medicare, you can do so later on. But know this: For each 12-month period youre eligible for coverage but dont apply, youll risk a 10% surcharge on your Part B premiums.
If youre still working during your initial enrollment period and have group health coverage, youll get a special enrollment period to sign up for Medicare later on, and you wont have to worry about that penalty. But otherwise, enrolling on time can not only save you money, but ensure that you have coverage when you need it.
Maurie Backman has been writing professionally for well over a decade, and her coverage area runs the gamut from healthcare to personal finance to career advice. Much of her writing these days revolves around retirement and its various components and challenges, including healthcare, Medicare, Social Security, and money management.
Recommended Reading: When Can Medicare Plans Be Changed
Ways You Can Apply For Medicare
The Medicare application process is a fairly simple one and can be accomplished in one of two ways:
1.) By applying online through Medicare Health Insurance @ Medicare.gov or the Social Security Agency @ SocialSecurity.gov or
2.) Through this website, HealthNetwork.com.
We feel that the best option for anyone seeking to enroll or modify their plan is to do so with the assistance of a Medicare professional. Connect with one simply by calling our toll-free number or searching through our directory of agents.
Or, if you do not have access to a computer or simply prefer to apply in person, you may do so by stopping into your local Social Security Administration office in person. However, the local SSA office does suggest, and it is highly recommended, to call for an appointment. Thats because calling ahead for an appointment is the most time-efficient manner to apply in person.
Social Security does not publish the phone number for its numerous local offices. But you can call the main toll-free number, 772-1213, between the hours of 7a.m. to 7p.m., Monday through Friday, to speak with a live Social Security representative. They will help you locate the nearest local SS office that you can make an appointment with.
Medicare Initial Enrollment Period
Your first chance to enroll in Medicare is around age 65 when you have a seven-month window to apply. During the Medicare Initial Enrollment Period, you can enroll in Original Medicare Parts A and B. You can look at plans or sign up at any time during the three months before, the month of, and the three months after your 65th birthday. Need coverage the month you turn 65? Sign up in the three-month window before your birthday.
Take a deeper dive in our related article about all-things Medicare Initial Enrollment Period.
You May Like: Will Medicare Pay For Handicap Bathroom
When Does My Coverage Start
When and how you enroll for a Medicare plan impacts when your coverage begins. Your benefits may not start until three months after you apply.
If you have not received an acceptance letter 45 to 90 days after submitting your application, call the Social Security Administration or check online. You will need your Medicare application number to do so.
Once your coverage begins, you do not need to reapply each year for Medicare benefits.
However, you will have an opportunity to change plans or adjust your coverage during the open enrollment period, which runs from Oct. 15 to Dec. 7 each year.
Prepare for the Medicare Advantage Open Enrollment Period
How Do I Enroll In Medicare
Administration at 1-800-772-1213 to enroll in Medicare or to ask questions about whether you are eligible. You can also visit their web site at www.socialsecurity.gov.
The Medicare.gov Web site also has a tool to help you determine if you are eligibile for Medicare and when you can enroll. It is called the Medicare Eligibility Tool.
You May Like: Does Medicare Cover Companion Care