Does Medicare Advantage Cover A Shingles Vaccine
If you have a Medicare Advantage plan with prescription coverage, then the shingles vaccine will be covered. If you dont have prescription coverage, youll have to pay for the vaccine yourself.
As with traditional Medicare, the cost of the vaccine can vary by plan. Youll save money by getting your vaccine from a pharmacy in your plans network.
Does Medicare Pay For Shingles Shots
Heres the quick answer
Surprisingly, Original Medicare doesnt cover the shingles vaccine, even though it covers other vaccines like the flu vaccine and pneumonia shot.
On the other hand, Medicare Part Dor a Medicare Advantage plan that includes Part D coveragetypically does cover the vaccine.
The devil is in the details
Every Part D plan is different, so your copay for a shingles vaccine could vary from one insurance plan to another. For this reason, its always good to check your plans formulary to see which vaccines they cover and which tier those medications fall under.
Part D covers a lot more than the shingles vaccine, providing coverage for prescription medications. If you need the shingles vaccine and prescription drug coverage, see our guide on how to find the best Part D plan for you, or learn more about Part D first.
Can You Get Shingles If You Had The Chickenpox Vaccine
It depends. Anyone who has ever had chickenpox is susceptible to shingles. When the chickenpox virus comes out of hiding and reactivates, it causes numbness, tingling, blisters, and sometimes flu-like symptoms. If you never had chickenpox because you were vaccinated, you run a very low risk of getting shingles.
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Does Medicare Part D Cover The Shingles Vaccine
Yes, Medicare Part D is usually able to cover all of the commercially available vaccines, including the shingles vaccine. So, if you are enrolled in Medicare Part D, then you may be covered for it. Its important that you check your Medicare drug plan to learn whether it offers coverage for the shingles shot.
Starting January 1st, 2023, the shingles vaccine will be available without deductible and cost-sharing for all Medicare Part D beneficiaries.
Does Medicare Cover Shingles Shots At Pharmacies
Always check with your insurance company, but getting your shingles shot at a doctors office may not be covered the same as if you get it at a pharmacy. Because its a Part D service, shots given at pharmacies are applied directly to your Part D plan just like other prescription drug costs. Does Medicare pay for shingles shot if a doctor gives it? Probably, but you may need to pay upfront and submit a claim for reimbursement.
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What Are The Possible Side Effects Of Shingrix
Studies show that Shingrix is safe. The vaccine helps your body create a strong defense against shingles. As a result, you are likely to have temporary side effects from getting the shots. The side effects might affect your ability to do normal daily activities for 2 to 3 days.
Most people got a sore arm with mild or moderate pain after getting Shingrix, and some also had redness and swelling where they got the shot. Some people felt tired, had muscle pain, a headache, shivering, fever, stomach pain, or nausea. Some people who got Shingrix experienced side effects that prevented them from doing regular activities. Symptoms went away on their own in about 2 to 3 days. Side effects were more common in younger people.
You might have a reaction to the first or second dose of Shingrix, or both doses. If you experience side effects, you may choose to take over-the-counter pain medicine such as ibuprofen or acetaminophen.
Guillain-Barré syndrome , a serious nervous system disorder, has been reported very rarely after Shingrix. There is also a very small increased risk of GBS after having shingles.
If you experience side effects from Shingrix, you should report them to the Vaccine Adverse Event Reporting System . Your doctor might file this report, or you can do it yourself through the VAERS websiteexternal icon, or by calling 1-800-822-7967.
If you have any questions about side effects from Shingrix, talk with your doctor.
How Does Your Medicare Deductible Affect Your Vaccine Costs
The deductible amount of your Medicare plan affects how much you pay out of pocket before your insurer starts contributing to the cost of your prescription drugs. Depending on how many medications you take, the deductible could affect how much you spend on the vaccine.
Below, we’ll compare how much you’d pay for the shingles vaccine on two plans with different deductibles. In this situation, the person with the MedicareRx Walgreens plan pays less overall, even though they’re paying full price for the shingles vaccine.
Scenario: Shingrix is the only medication needed during the policy
| AARP MedicareRx Walgreens | ||
|---|---|---|
| Cost of two doses of Shingrix vaccine | $160 each, for a total of $320, because the deductible hasn’t been met | $45 copay each, for a total of $90 |
| Total annual cost of premiums and shingles vaccine | $788 | $1,122 |
In the example above, the AARP MedicareRx Walgreens prescription drug plan has a $455 deductible for Tier 3 drugs like the shingles vaccine. That means if you haven’t already met your deductible, you would pay full price for the vaccine, which would be $320 for two doses. The plan costs $38.60 per month for someone living in Charlotte, N.C. If the shingles vaccine is the only Tier 3, 4, or 5 drug needed during the policy year, your total annual spending would be $788.
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How Can You Save On The Cost Of The Shingles Vaccine
These five tips can help you pay less for a shingles vaccine.
Medicare & Shingles Shot Or Shingrix
Being covered by Medicare has many advantages because it helps you reduce the costs of many supplies and, thus, save money.
However, does it cover the shingles shot? Read to find out.
What Is Shingles?
Shingles is an infection caused by the varicella-zoster virus. It affects the skin, causing a rash, and sometimes it leads to nerve pain. People who had chickenpox have a higher chance of developing shingles.
While the virus may reappear anytime in people of many ages, people over 50 are the most likely to be affected by it.
Shingles starts off as a pain and itching on a specific spot of the skin. After a few days, the rash becomes visible and it looks similar to chickenpox. An episode of shingles usually lasts about 2-4 weeks.
Even if shingles is not contagious, the virus can spread to someone who has not had chickenpox. The person doesnt contact shingles, but chickenpox. The virus can spread by making contact with the fluid from the blisters. Also, its good to know that chickenpox has a higher contagiousness than shingles.
Does Medicare Cover the Shingles Shot?
Sadly, the answer to this question is no, unless you have a prescription plan.
The shingles shot is not be covered by Medicare Part A or Part B. Unlike other vaccines, it can only be covered by Medicare prescription drug plans . Thus, you have to enroll in a Medicare Advantage plan or a stand-alone Part D drug plan to cover the costs.
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How Does Medicare Provide Coverage For The Shingles Vaccine
Medicare prescription drug plans and Medicare Advantage plans that provide prescription drug coverage generally cover all commercially available vaccinations. These plans will cover the vaccination medication and the administration of the shot by your doctor or physician. Depending on your plan benefits, you may have to pay a copayment or coinsurance amount. Make sure to follow your planâs guidelines for this vaccination to be covered.
You will pay the least amount of money out of pocket if you are vaccinated at a pharmacy in your drug planâs network. A summary of ways you can pay for your shingles vaccine include:
Medicare
- Medicare Part D plans cover the shingles vaccine. There may be a copay, or you may need to pay the full amount and get reimbursed for some of the cost.
- Original Medicare Part B does not cover the shingles vaccine.
Medicaid
- To learn if your Medicaid coverage pays for the Shingles vaccine, please contact your Medicaid insurer.
Private health insurance
- Private health insurance plans cover the vaccine, but there may be some costs depending on your plan.
Vaccine assistance programs
- Some pharmaceutical companies provide vaccines to those who are eligible and unable to afford costs. C with the vaccine manufacturer, GlaxoSmithKline, about if Shingrix is covered by these programs.
Where To Get Vaccinated
You have a choice on where to get vaccinated.
In your doctors office: You can get vaccinated in your doctors office. If the office is set up to bill Part D directly for your vaccination, you may only have to pay a copay at the time of your shingles shot. If not, you may have to pay all costs upfront and submit a claim to your Part D plan for reimbursement.
At your local pharmacy: You can go to your local pharmacy to get your shingles shot as long as they offer the vaccine and appropriately trained staff members administer it. The rules for pharmacy vaccination vary by state. You will likely need to pay for the vaccination upfront. Pharmacies are not legally required to dispense medications without payment.
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Does Medicare Cover The Shingles Vaccine
All Medicare prescription drug plans offer some level of coverage for the shingles vaccine. You will find this coverage under your Medicare Part D plan or a Medicare Advantage plan.
The amount you pay will vary based on your policy details and your deductible amount. For some enrollees, the shingles vaccine could be free, but others may pay full price if a deductible must be met before the cost-sharing benefits begin.
The shingles vaccine is not covered by Original Medicare . However, Medicare Part B may cover a doctor’s visit to get a prescription for the shingles vaccine.
Most Medigap plans, also called Medicare supplement plans, don’t cover the shingles vaccine because they don’t include prescription drug coverage.
| Medicare plan |
|---|
| Wellcare | $28-$47 |
Typical costs based on available plans in Charlotte, N.C. , Boston , and Los Angeles .
Find Cheap Medicare Plans in Your Area
Remember that coverage for the shingles vaccine is usually just one aspect of your prescription drug needs. And the best Medicare Part D plan for you is determined by its total performance, including how well its coverage matches your prescription needs.
Who Should Get Shingrix
Adults 50 years and older should get two doses of Shingrix, separated by 2 to 6 months. Adults 19 years and older who have or will have weakened immune systems because of disease or therapy should also get two doses of Shingrix. If needed, people with weakened immune systems can get the second dose 1 to 2 months after the first.
You should get Shingrix even if in the past you:
- Received varicella vaccine
There is no maximum age for getting Shingrix.
If you had shingles in the past, Shingrix can help prevent future occurrences of the disease. There is no specific length of time that you need to wait after having shingles before you can receive Shingrix, but generally you should make sure the shingles rash has gone away before getting vaccinated.
Chickenpox and shingles are related because they are caused by the same virus . After a person recovers from chickenpox, the virus stays dormant in the body. It can reactivate years later and cause shingles.
Shingrix is available in doctors offices and pharmacies.
If you have questions about Shingrix, talk with your healthcare provider.
* A shingles vaccine called zoster vaccine live is no longer available for use in the United States, as of November 18, 2020. If you had Zostavax in the past, you should still get Shingrix. Talk to your healthcare provider to determine the best time to get Shingrix.
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Medicare And The Shingles Vaccine: Are You Covered
The shingles vaccine is covered through Medicare Part D or Medicare Advantage as part of your prescription drug benefits. In 2022, your actual costs for the vaccine depend on the specifics of your plan.
Beginning Jan. 1, 2023, all vaccines will be free under Medicare Advantage or Part D including shingles. No matter your plan, you’ll pay no deductible, copay or other costs for a shingles vaccine.
In 2022, you could pay less than $50 per shingles shot with a Medicare Part D plan from Aetna or Wellcare. If you don’t have prescription drug coverage, the full price for two doses of the Shingrix vaccine is $324, and several cost-saving options can help you get Shingrix for less.
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Where And How To Get Vaccinated For Shingles
Medicare requires all Part D plans to cover the shingles vaccine. However, since Part D plans have networks, youll want to be sure you get the vaccine at a pharmacy in the plans network.
Do not get the shingles vaccine at your doctors office. Doctors offices dont have the ability to bill Part D plans. Therefore, getting the vaccine at your doctors office could result in you paying the entire bill and having to submit a reimbursement request to your plan.
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Who Should Get The Shingrix Vaccine
The Shringrix shingles shot is recommended for adults age 50 and older.
The Shingrix shingles vaccine is more effective than Zostavax. Shingrix is more than 97% effective in preventing shingles in adults 50 to 69 years old after two doses. The Shingrix shingles vaccine is 91% effective in preventing shingles in adults age 70 and older, according to the CDC.
CDC recommends two doses of the vaccine to prevent shingles and related complications in adults 50 years and older. For adults 19 years and older who have weakened immune systems, the vaccine is also recommended.
There is no age limit for receiving Shingrix, and it is recommended to get the shot if:
- You have previously had shingles
- You have received Zostavax
- You have received the chickenpox vaccine
Who Should Not Get The Shingrix Vaccine
Those who should not receive Shingrix are:
- People with allergic reactions to any part of the vaccine
- People with allergic reaction after a dose of Shingrix.
- People who currently have shingles.
- Pregnant women should wait to get Shingrix.
If you have a cold or any other minor illness, you can get Shingrix, however if you have moderate or severe symptoms, with or without fever, you should wait till recovering before getting the vaccine.
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Does Medicare Cover The Shingles Vaccine In 2022
En español | No and yes. Medicares Part A and Part B dont cover shingles vaccinations, even though the Centers for Disease Control and Prevention recommends that everyone age 50 and older get the vaccine. Medicare Part B covers some other vaccines as free preventive care, such as the flu and pneumonia vaccines.
With that said, Medicare Part D covers the shingles vaccine, as do private Medicare Advantage plans that include drug coverage. These plans must cover all commercially available vaccines needed to prevent illness, except for those that Part B covers.
In the United States, about 1 in every 3 people are at risk for shingles or herpes zoster, the same virus strain that causes chicken pox. If youve had chicken pox, the virus stays dormant in your system and may reappear as shingles later in life, which is why the vaccine is recommended.
Medicare Vaccine Coverage Through Part B
If you have Original Medicare Parts A and B, or a Medicare plan from a private insurance company, your Part B medical coverage usually takes care of the most common immunizations. Private Medicare health plans also cover additional vaccines through their Part D benefit.
You might wonder why vaccines are covered in two different ways. Its because of how the Medicare program has changed over the years. Part D wasnt available until 2006, so before that Part B offered the only Medicare vaccine coverage. Those same vaccines are still covered by Part B today.
In some cases, your Part B medical coverage will cover certain vaccines if youre at risk of getting a related disease or illness. If you have Original Medicare, its easy to check if your vaccine is covered. If you get your Medicare benefits through a private insurance company, contact them directly to see if your vaccine is covered.
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